Keep it or shred it: Spring-cleaning financial documents

first_imgSpring is in the air! Along with spring-cleaning our closets and homes, it’s also important to take a look at that pile of papers gathering dust in the kitchen drawer or your home office. Are you holding on to financial documents that can be shredded, or should you continue to (carefully) keep those records on hand? Here are four types of financial documents and tips for whether to keep them or shred them.Credit card statements: ATM or deposit receipts can be tossed after the transaction is recorded, but credit card statements should be kept until a payment is made and appears on the next statement. Receipts for anything purchased on your credit card should also be kept until the statement arrives so you can confirm you were charged the appropriate amount.Student loans: When you originally took out your student loan you were given a master promissory note. This document shows how you promised to pay your loan and any accrued interest and it should be kept securely until your loan is completely paid off.Mortgage/Lease: Because many mortgage lenders now allow for electronic payments, most documents associated with your home will be available anytime on their webpage. If you are leasing your residence, transaction histories may not be available online, so hold on to your lease and any record of rent payments made. That way if there is a dispute with your landlord, you will have the necessary detailed documents handy.Car and health insurance: Many insurance companies will send policies via email or will allow you to create an account on their website and access your secure documents at your convenience. If this is the case there is no need to keep any paper copies that are mailed to you. If there isn’t an electronic copy, file away your policy information until the next year when the new plan information arrives. Life insurance policies are an exception and should be filed away forever. 85SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Wendy Moody Wendy Moody is a Senior Editor with CUInsight.com. Wendy works with the editorial team to help edit the content including current news, press releases, jobs and events. She keeps … Web: www.cuinsight.com Detailslast_img read more

Basketball Players of Široki Brijeg Ended ‘League 4’ Unbeaten

first_imgThe basketball players of Široki Brijeg won first place in ‘League 4’, after they beat Igokee last night with 73:64 (18:16, 18:19, 17:14, 20:15).Široki Brijeg, which in this part of the competition remained the only undefeated team, were led to victory by Robert Rikić with 26 points and six rebounds, and Dalibor Peršić had 10 points.In the team from Laktaši, which will start in the semifinals from second place, Nemanja Gordić was most efficient with 10 points.The opponents of Široki Brijeg and Igokee in the semi-finals will be known tonight after the meeting in Mrkonjić Grad between the teams Mladosti and Spars from Sarajevo.(Source: Fena)last_img read more

Coach Bazdarevic revealed Plans that will delight All Fans of BiH

first_imgCoach of the national football team of BiH, Mehmed Bazdarevic, summarizing the whole year that is about to end, said that he is satisfied with performance, starting from the players, coaching staff and Football Federation of BiH.This year, the Dragons played nine matches and recorded six wins with one draw and two defeats. The year started with two victories in friendly matches against Luxembourg and Switzerland, and the first defeat came in the match against Spain.The national team of BiH had a successful performance at the Kirin Cup in Japan this year, where they won the first place with somewhat altered composition and without several standard national team players. They won against Denmark in the semi-finals after penalty shoot-out and in the finals they won against selection of Japan, lead by BH expert Vahid Halilhodzic.Encouraged by excellent performances and good results, football players of BiH started qualifications for the World Cup in Russia in September and won against the team of Estonia with the score 5: 0 in the first leg in Zenica.After four matches, BiH has seven points and it is in the 3rd place with two wins, one draw and a defeat. Our team is lagging behind the second-placed Greece by three points and five points behind leaders in Group H, the team of Belgium.He also commented on two top BH team members who play for Juventus and Roma, Miralem Pjanic and Edin Dzeko, noting that he is satisfied with their game. He said that the two of them did their best in a representative jersey, and that they contribute a lot to their clubs.He underlined that the expectations for the coming year are great, but that all of them have to be stronger. As he said, he expects from his players to be at the top of their game.BiH will play next match within the qualification for the World Cup in Russia in 2018 on the 25th of March, when it will be host to Gibraltar. Then we will welcome Greece in Zenica (June 9), then play guest match with Cyprus (August 31), and Gibraltar (September 3). In the last two qualifiers, Bazdarevic chose to host Belgium on the 7th of October, and three days later qualifications will be finished in Estonia.(Source: faktor.ba)last_img read more